📈 Compound Calculator
Enter principal, monthly contribution, annual return and years to project the future value with monthly compounding. Great for planning savings and investing: no upload.
❓ Frequently asked questions
How is compounding done?
Monthly: each month principal grows by (1+monthly rate) then the contribution is added, snowballing over time.
Is the result accurate?
It is an idealised model, ignoring fees, volatility and inflation - for planning only.
Can I model a one-time deposit?
Yes - set the monthly contribution to 0 for pure compounding.
📚 How to use
Compounding is the core of long-term wealth.
Steps
- Enter initial principal and monthly contribution.
- Enter annual return and years.
- Click "Calculate" to see the future value and gains.
💡 Idealised model, not investment advice.